NCAA Football · College Football Playoff · 2025-26

CFP Pulse.

The 2025-26 College Football Playoff, complete. Twelve teams, eleven games, one champion — Indiana. Below is the final 12-team bracket with the BBMI model’s frozen pre-tournament odds, graded against the real results. This is a completed-season record, not a live projection.

✓ 2025 CFP complete — Indiana wins the National Championship
FinalJan 20
IndianaNational champion · 51.2% pre-tourney
8/11BBMI picks correct · 73%
12Team field · 11 playoff games

How to read this: the percentage on each slot is the BBMI model’s pre-tournament win probability from 10,000 Monte Carlo simulations (Indiana entered at 51.2% to win it all — the only team above 13%). Scores, winners, and the ✓/✗ BBMI grade are the real outcomes. Nothing here updates — it’s frozen at the final whistle.

College Football Playoff 2025-26 — 12-Team Bracket
First Round
Quarterfinals
Semifinals
Championship
Fiesta Bowl · Dec 21
12James Madison
34
5Oregon
51
BBMI: Oregonedge 2✓ WIN
Rose Bowl · Dec 20
9Alabama
34
8Oklahoma
24
BBMI: Oklahomaedge 3✗ LOSS
Sugar Bowl · Dec 20
11Tulane
10
6Ole Miss
41
BBMI: Ole Missedge 1✓ WIN
Cotton Bowl · Dec 20
10Miami (FL)
10
7Texas A&M
3
BBMI: Miami (FL)edge 12.5✓ WIN
Orange Bowl · Jan 1
5Oregon
23
4Texas Tech
0
BBMI: Oregonedge 2✓ WIN
Rose Bowl · Jan 1
9Alabama
3
1Indiana
38
BBMI: Indianaedge 12✓ WIN
Sugar Bowl · Jan 2
6Ole Miss
39
3Georgia
34
BBMI: Georgiaedge 4.5✗ LOSS
Cotton Bowl · Jan 1
10Miami (FL)
24
2Ohio State
14
BBMI: Miami (FL)edge 10✓ WIN
Peach Bowl · Jan 10
5Oregon
22
1Indiana
56
BBMI: Indianaedge 5.5✓ WIN
Fiesta Bowl · Jan 9
6Ole Miss
27
10Miami (FL)
31
BBMI: Ole Missedge 3.5✗ LOSS
National Championship · Jan 20
10Miami (FL)
21
1Indiana
27
BBMI: Indianaedge 7✓ WIN
✓ WIN BBMI correct✗ LOSS BBMI incorrect51.2% pre-tournament sim odds game winner

Pre-tournament title odds

Frozen · 10,000 sims before Round 1
TeamSeedTitle oddsFinish
Indiana logoIndiana151.2%Champion
Georgia logoGeorgia312.8%
Texas Tech logoTexas Tech49.1%
Oregon logoOregon57.3%
Ole Miss logoOle Miss66.7%
Miami (FL) logoMiami (FL)106.0%Runner-up
Ohio State logoOhio State24.9%
Oklahoma logoOklahoma81.3%
Texas A&M logoTexas A&M70.3%
Alabama logoAlabama90.2%
James Madison logoJames Madison120.1%
Tulane logoTulane110.0%

Title odds are the BBMI model’s pre-tournament simulation (frozen before the first game). The bracket above shows how it actually played out — Indiana, the 51.2% favorite, won; Miami (FL), a 10-seed at 6.0%, was the surprise finalist.

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